Daddy and Munchkin Blog
save money in the cost of living crisis
Save Money in the Cost of Living Crisis

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With everything increasing in price, from petrol to food, cosmetics to energy, its fair to say this cost of living crisis is going to hit a lot of people hard.

Munchkin calculating the damage

To help, there are little things, from simple tips to handy services, we can all do to save some pennies. Afterall they do say: ‘Save the pennies and the pounds start saving themselves’.

So here are my tips to use less, save some pounds, get some things more cheaply and lessen the pressure of the crisis.

Get cashback with Quidco or Top Cashback 💰

I often recommend cashback sites, and I am bewildered that more people don’t use them. If you buy near to anything online, you can get cashback. And when I say anything, we are talking insurance to food shopping to online gambling to mobile phones to energy to technology. Nearly everything we buy online.

Simply, sign up for a cashback site such as Quidco or Top Cashback, choose the site with the best cashback, search for a retailer, click the link to access the site, complete your purchase and the transaction gets tracked.

Quidco cashback screenshot
For example, get £18.15 for a new customer home delivery or 2.42% for existing customers.

It takes some time for the cashback to be granted, but in six months time you could be looking at an extra little payday. It’s amazing how many times I have needed some money and there’s been some sitting in my Quidco account to save me.

Sign up to Quidco for £5 free cashback to start off your saving.

Use less energy ⚡

While we are stuck in a time where we can’t shop around for the cheapest energy deal, we have to look at ways to reduce our use. This is the case for me, so I’ve made some simple switches.

It’s the obvious things really. I have started using eco modes on the dishwasher and washing machine. Then set up smart plugs to switch off devices such as my PC and the TV when we’re not using it. I’ve changed lightbulbs to LED bulbs and been slightly more so Dad-like who always tells people to switch off the lights. The result is that my electricity hasn’t gone up quite as much as I expected.

Smart plugs (so you don’t have to remember to switch things off) are available on Amazon.

Further to that, reduce your thermostat temperature by 1 degree and stick a jumper on this Autumn. They say 1 degree equates to around £80 saved per year.

Get a free £15 purchase with Zilch 💵

Zilch is a new ‘buy now pay later’ company who give you a free £15 if you sign up with this link. Simply set up an account, shop though Zilch and use the free £15 to pay. You don’t have to use their credit option, just use the free £15 and buy a takeaway though Just Eat or Deliveroo.

After all a free pizza tastes so much better than one you paid for.

Zilch screenshot
An example of the many many Zilch retailers.

Oh and you can then refer others, you can get £15 too.

Use discounts from food box companies to save on the weekly shop 📦

This is a great idea for lower food bills. Meal box companies like Hellofresh and Gousto happily give discounts to join (up to 40% off). So sign up, make the most of the discount and then cancel. Then try the next box. These companies also tend to come back with another offer every six months or so so you can rinse and repeat. Oh, and they are also super tasty.

Sign up using this link for £47 off your first three Hellofresh boxes.

Save money with meal subscription boxes – here is one of ours

Use less fuel ⛽

With petrol and diesel prices sky high, and with it not being that simple to switch to electric, there’s some easy switches you can do. In this category, I must say that there’s some I do enjoy and some less so.

Change your habits. Try car sharing if you can. I recently started two days a week with a colleague from work. I’m saving money and I get some company on the journey. Win win. Make sure you only carry what you need, and that includes fuel. Less weight means less fuel used meaning less money spent.

The less enjoyable you can drive more eco-friendly. Accelerate slower, slow down naturally rather than using hard braking and use the eco modes on your car if you have one. Certainly less fun, but if they mean we can fill the tank a day later then it can be worth it

Consider Foodbanks or Community Fridges ❄️

If you have to choose between food and fuel, consider approaching a Food Bank or Community Fridge. For Foodbanks you need a voucher to gain a referral. Community Fridges however are for anyone, and provide surplus food from supermarkets and donations to prevent food waste. You can find out more about, and how to gain the referral to, Foodbanks here (the Trussel Trust) and here (citizens advice) and all about, and where to find a Community Fridge scheme here.


Do you have any other money saving tips? Add them in the comments

Thanks for reading,

Daddy and Munchkin

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